Our focus is on the weather and the consequences it has on Australian Agriculture. Weather affects yield, production and hence return.
We offer financial protection from weather that affects your income tailored directly  to your property. 

Our focus is on the weather and the consequences it has on Australian Agriculture. Weather affects yield, production and hence return.

We offer financial protection from weather that affects your income tailored directly  to your property. 

Why Choose a weather certificate?

Why Choose a weather certificate?

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No assessment for claims. Automated payments straight into your bank  account once the certificate pays out.

Climate Data sourced straight from BOM. 
Over 100 years of historical data is assessed in your location to create your Weather Certificate

Two way collaborative process.  We work with you to create unique certificates tailored to your specific needs. No two certificates  are the same.

No assessment for claims needed. Automated payments are made straight into your bank account once the certificate pays  out.

Climate Data is Sourced straight from the BOM. Over 100 years of historical data is assessed in your location to create your Weather Certificate

Two way collaborative process.  We work with you to create unique certificates tailored to your specific needs. No two certificates  are the same

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How does a weather certificate work?

How does a weather certificate work?

You decide on taking out a Weather Certificate to protect your income from the effects of adverse weather when you deem it necessary.  This could be for a number of reasons such as a bad forecast, climate phenomena’s such as El Nino/La Nina, or increased incidents of adverse weather events due to climate change. 

Deciding

You decide on taking out a Weather Certificate to protect your income from the effects of adverse weather when you deem it necessary. This could be for a number of reasons such as a bad forecast, climate phenomena’s such as El Nino/La Nina, or increased incidents of adverse weather events due to climate change. 

Deciding

We collaborate with you in person, over the phone or via email to come to terms with the parameters of the Certificate. These parameters involve:

Collaborating

Location - via a grid reference or BOM station

Strike - which is the measurement at which the certificate is triggered 

Tick - how much you are paid per increment of the measurement above or below the strike up to a full payout

Risk period - the time frame you are most at risk 

Sum Insured - the total dollar value of what you want covered

These all combine to create a premium which is derived from the frequency of the event occurring within the last 100 years (That’s right we assess 100 years of data straight from the BOM just for your location). 

We collaborate with you in person, over the phone or via email to come to terms with the parameters of the Certificate. These parameters involve:

collaborating

Location - via a grid reference or BOM station

Risk period - the time frame you are most at risk 

Sum Insured - the total dollar value of what you want covered

Strike - which is the measurement at which the certificate is triggered 

Tick - how much you are paid per increment of the measurement above or below the strike up to a full payout

These all combine to create a premium which is derived from the frequency of the event occurring within the last 100 years (That’s right we assess 100 years of data straight from the BOM just for your location). 

Once you are happy with the terms of the Weather Certificate you purchase it at least 20 days prior to the start of the risk period.

Purchasing

Once you are happy with the terms of the Weather Certificate you purchase it at least 20 days prior to the start of the risk period.

Purchasing

Once the outlined period has ended, one of the three outcomes below will occur. The $$$$ symbols represent the predicted source of income in an average year under the cover of a Weather Certificate.  If the weather certificate has been triggered, then you will receive payment automatically into your bank account 20 days after the risk period has ended. 

Settlement

No Payout

$$$$

Partial Payout

Full Payout

$

On a good or average year for rainfall or temperature you will receive  your predicted income from your farm.

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$$

$$

On a below average year you will receive some income from your farm and some from your Weather Certificate, compensating you for loss of return.  

-

$$$$

On a critically bad year, you would receive full compensation depending on the parameters of the certificate. 

Income from
Weather Certificate

Income from Farm

Income from
Weather Certificate

Income from Farm

Income from
Weather Certificate

Income from Farm

Once the outlined period has ended, one of the three outcomes below will occur. The $$$$ symbols represent the predicted source of income in an average year under the cover of a Weather Certificate. If the weather certificate has been triggered, then you will receive payment automatically into your bank account 20 days after the risk period has ended. 

SETTLEMENT

$

On a good or Average Year for rainfall or temperature you will receive your predicted income from your farm.

0

$$$$

Income from Weather Certificate

Income from
 Farm

On a below average year you will receive some income from your farm and some from your Weather Certificate, compensating you for loss of return.

$$

$$

Income from Weather Certificate

Income from
 Farm

On a critically bad year, you would receive full compensation depending on the parameters of the certificate. 

$$$$

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Income from Weather Certificate

Income from
 Farm

See our Weather Certificates

No Payout

Full Payout

Partial Payout